If there is one credit card issuer I am happy with, it is RCBC Bankard. I’ve been a subscriber since 1999 and we never had any major issues with them. I have 4 cards with them to date. I wish I can say the same for other credit card companies. First off, we have to remember that credit cards are not for everyone. If you do not have self-discipline, then use cash or debit card instead. I am happy to report that every single cent on our billing statement gets paid in full every month. It is the only way you can do to make the interest rate NOT work against you. This works for us even as we get away from having to pay annual fees because of our good credit standing with them.
RCBC Bankard cardholders and shoppers have one thing to look forward to very soon — The 2nd Mega Brands Sale at the Megatrade Hall 2 & 3, 5th Level, SM Megamall on September 30 to October 2, 2011. With over 120 brands participating, and with discounts of up to 70%, who says you have to go to Divisoria for your Christmas shopping? In fact, with the wide array of high quality brands to choose from, you could end up shopping more for yourself than for friends and family.
This year, I don’t plan to do last minute Christmas shopping like I did the previous years. I want this coming holiday to be as stress free as possible. I’m not sure if I can score the kenneth cole reaction shoes that I failed to get for the hubby for his birthday. But I’ll make sure to check out the 2nd Mega Brands Sale at the Megatrade Hall 2 & 3, 5th Level, SM Megamall on September 30 to October 2, 2011.